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FHA & VA Loans

VA Loans
For those who qualify - VA is a competitive mortgage!
• Aggressive pricing
• Cashout up to 90%
• No reserves required
• Finance 100% of the purchase price
• 1-4 family unit owner occupied homes
• Streamline process

FHA
Looking for an inexpensive loan program? Check out the benefits of an FHA loan!
• As low as 3.5% down payment required
• Down payment can be 100% “gifted” from relative
• No cash reserves required
• A seller can pay up to 6% of the closing costs
• No prepayment penalty
• FHA loans are fully assumable
• Available condo programs
• Available ARM programs

• 1st time home buyers can utilize Ohio bond money (OFHA) to assist with downpayment

USDA / RD
This is not the Rural Development your grandparents had! USDA is stronger and more competitive than ever. With no recapture tax and no required repairs – many people are choosing this program to help them buy the home of their dreams. Let us assist you with your purchase or RD refinance.

• No down payment
• No rent history
• No monthly MIP
• No prepayment penalty
• Great for first time homebuyers or buying a new home!

No reason not to finance your dream home today. This program also has the ability to let you finance your closing costs with the loan. Call or email us today to qualify you and your property for financing.

Contact us today for more details!

812 East National Road
Vandalia, Ohio 45377
Phone: (937) 890-8725
License: MB.803870.005-BR
6320 E Kemper Rd, Suite 150
Cincinnati, OH 45241
Phone:(513) 469-6010 / (800) 370-4965
License: MB.803870.005-BR
Kentucky License:   MC80322
Tennessee License:   109142-101
Company NMLS ID:   38072

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